Every benefit you're owed. In one place.
Answer a few simple questions once. We show you the pension payments, concessions, rebates and discounts you may be missing, and help you claim them.
- Free for pensioners
- Plain English
- Every state and territory
- Energy bill concessionState government · BillsNot claimed
- Public transport concessionState government · TransportNot claimed
- Rent AssistanceFederal · PaymentsApplied
- Seniors Card discountsPrivate businesses · DiscountsReceiving
Each item comes with step-by-step help to claim it.
Australian retirees are leaving money unclaimed
Many people never hear about what they're entitled to, or assume they won't qualify. Others claim late and miss out on months of support.
a year in benefits missed by Australian retirees, according to one research estimate.
of Australia's 4.1 million retirees apply late, or never claim benefits that are available to them.
rebates, supplements and schemes for someone on the Age Pension, with no complete list anywhere.
Sources: Retirement Essentials research, reported by CFS; The Mercury (Hobart), "Seniors confused as concessions go unclaimed".
Your benefits are spread across four places that don't talk to each other
Australian Government
The Age Pension, supplements, carer payments and concession cards.
Your state or territory
Concessions on energy, water, public transport and car registration.
Your local council
Rates rebates and local services. There are around 540 councils, each with its own rules.
Businesses
Seniors discounts on shopping, travel, insurance and more.
The rules also change at least twice a year. Even if you checked once, you can quickly fall behind. Seniors Money Finder brings all four together and keeps watch for you.
From "I didn't know" to "it's paid" in four steps
Tell us once
Answer 10 to 15 plain-English questions about where you live, the cards you hold, your home, your car and whether you care for someone.
See what you could get
Get a personal list of benefits you may be eligible for, item by item, with an estimate of what each one is worth to you.
Claim with help
Follow simple steps for each one: what documents you need, where to apply, who to call and links to the official forms.
Stay up to date
Get a text, email or app alert when something new applies to you, a rebate needs renewing or the rules change.
Built for people who don't want to spend hours on government websites
One personal list
Federal, state, council and private benefits together, matched to your situation instead of a long list of links.
Step-by-step claim help
A checklist for each benefit that you tick off as you go, with reminders if an application stalls.
Alerts by text or email
We tell you when there's something new for you. No need to keep checking.
Family helper mode
A son, daughter or carer can set it up and manage it with permission, from wherever they live.
A one-page summary
Print your list to take to Centrelink, your council office or a family member.
Easy to read and use
Large text, high contrast, one question per screen and no hidden menus. Works on a phone, tablet or computer.
Six kinds of help, across the whole country
These are the kinds of benefits we look for. What you can get depends on where you live and your situation.
Payments
- Age Pension and supplements
- Carer payments
- Rent Assistance
Bills and utilities
- Energy bill concessions
- Water concessions
- Phone and internet discounts
Transport
- Public transport fares
- Car registration concessions
- Taxi and travel schemes
Health
- Concession cards and cheaper medicines
- Glasses and dental schemes
- Medical equipment support
Home and rates
- Council rates rebates
- Emergency services levy concessions
- Home help and repairs
Discounts
- Seniors Card offers
- Shopping and dining
- Travel and insurance
Wherever you live in Australia
- Federal
- NSW
- VIC
- QLD
- WA
- SA
- TAS
- ACT
- NT
- Local councils
If you're over 60, there's a good chance something is waiting for you
Age pensioners
Especially if you hold a Pensioner Concession Card.
Commonwealth Seniors Health Card holders
Your card can unlock more than you might think.
Self-funded retirees
Many assume they get nothing. That's often not true.
People nearing pension age
Know what's coming, and claim it on time.
Is your mum getting everything she's entitled to?
You help with the paperwork, but nobody has the full list. Set up Seniors Money Finder for your parent in a few minutes, see what they may be missing, and handle the claims together. With their permission, you can manage it from anywhere.
Join for a parentSafe, honest and free for pensioners
Free for pensioners
You should never have to pay to find money you're already owed.
We never ask for passwords
We will never ask for your myGov password or your bank details. If anyone does, it isn't us.
Your information stays private
We collect only what we need, store it securely and never sell it.
Checked and dated
Every benefit shows when we last checked it against the official source.
Honest about eligibility
We tell you what you may be eligible for and who to confirm it with.
General information only
We help you find and claim benefits. We don't give personal financial advice.
Other tools each cover one piece
Government finders are a good start, but each covers only its own level of government and stops at a link.
| Tool | All levels of government | Private discounts | Alerts | Help to claim |
|---|---|---|---|---|
| Federal payment finders | Federal only | No | No | Links only |
| State concession websites | One state | No | No | Links only |
| Seniors discount directories | No | Yes | No | No |
| Seniors Money Finder | Yes | Yes | Yes | Yes |
Help your members get what they're owed
We're looking for partners to help launch Seniors Money Finder and reach the people who need it most. A branded version can be offered to your members.
- Councils and state agencies
- Seniors organisations and community centres
- Super funds and banks
- Retailers, insurers and travel brands with seniors offers
Common questions
Is it really free?
Yes. Seniors Money Finder is free for pensioners. We're funded by organisations that want to reach older Australians, such as councils, seniors groups and businesses with seniors offers. Any paid offer is clearly labelled and never placed above a free government benefit.
Is this a government website?
No. We're an independent Australian service. We bring together information from federal, state and local governments and link you to the official place to apply.
I'm not good with computers. Can I still use it?
Yes. It's designed for people using these tools for the first time: big text, one question at a time and plain English. A family member or carer can also set it up for you.
Will you give me financial advice?
No. We give general information about benefits you may be eligible for, and show you how to check and claim them with the right provider.
Is my information safe?
We ask only what we need to match you to benefits, store it securely and never sell it. We will never ask for your myGov password or bank details.
Which states do you cover?
All of them. Seniors Money Finder covers federal benefits plus New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, the ACT and the Northern Territory, along with local councils and private discounts.
When can I start using it?
We're getting ready to launch. Join the waitlist and we'll let you know as soon as it's open.
Be first to find out what you're owed
Join the waitlist and we'll tell you when Seniors Money Finder opens. No spam, and you can leave the list at any time.